Likely yes. Would probably qualify under broad definition of "automobile" (i.e. a self propelled vehicle) in Insurance Act.

Would be consistent with Slaunwhite decision.

Also, even though specifically prohibited from registration & operation on highway under Motor Vehicle Act (s. 11), coverage under auto liability policy would exist when driven on land not owned or occupied by vehicle owner (i.e,. somewhere other than golf course) as per Off-highway Vehicles Act.

In certain circumstances, there could be coverage via homeowners liability policy. See Fitzgerald v. Co-operators General Insurance Co., 2003 NSSC 129 for some discussion.

For more information, please contact:

Joe Burke
Cox & Palmer
Halifax